Invest in the future and open your Prime ISA today with as little as £2,000, and help elevate the technological infrastructure of the UK.
21% Interest Over 3 Years
7% Per Annum Interest
Hugely Experienced Management Team
Existing Assets Valued At Over £55m
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Asset backed savings of up to 7% per year
Why choose our ISA?
We want to go that extra mile and make sure you’re always satisfied. If you’re fed up with poor interest rates, then the Innovative Finance ISA from Prime ISA could be just the right thing for you. With asset backed savings of 7% per annum, you could see a healthy return of around 21% over the 3 year period.
Please note that the fact that the bond is asset backed would not guarantee that all capital would be repaid. This also means that there is a liquidity risk and there is likely to be a delay in repaying your capital should you request it.
You should be aware that although investment through the Innovative Finance ISA may offer a high rate of interest, it is likely to be hard to transfer or sell your investment in the bond compared to lower interest products. There may also be higher set up and yearly charges and you should review this before making any decision.
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The Prime Innovate Finance ISA (IFISA) is unique. We are not aware of another ISA that has allowed you to support investment projects of this nature. Through the Prime Bond you could receive a generous interest rate of 7%.
Get access to details about PRIME ISA and learn how you could make your investment grow.
What could my investment be worth in 3 years?
Invest £20,000 in Prime ISA and after 3 years you could receive returns of £24,200, equalling a return of 21%, after deduction of fees.
That’s a return on investment of £4,200.
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*Please note these figure are estimates and should not be used as accurate projections.
Frequently Asked Questions
How does the security work?
An Independent Security Trustee will hold a trust for all IFISA Bondholders and an All Assets Debenture over the company. The All Assets Debenture would include security over the loan book.
What is the annual management fee?
There are no annual management fees with the PRIME ISA.
What if I want to cancel or take out my funds early?
If you apply to open a Prime ISA Account but decide you no longer want to proceed with your Application, you will have the right to cancel your account within 14 calendar days of the date your Prime ISA Account is opened. You can do this by contacting Prime ISA by written notice, phone or email. When your Prime ISA Account is cancelled, any investments and money credited to your Prime ISA Account will be transferred to your Investment Account. You can then proceed to use your Investment Account as per the General Investor Terms and Conditions.
Your cash Subscription is not applied in the purchase of Bonds until after the 14-calendar day cancellation period has expired. You will be unable to cancel your Prime ISA Account after the 14-day cancellation period. Once any Subscription has been invested in Bonds, you should be aware that each Bond should usually be retained for its full term. It may be that a willing buyer may be found to whom this Bond may be sold but this is not assured. The Bonds have a fixed term and are non-readily realisable investments which may not be capable of being sold.
The IFISA will issue corporate bonds which shall be fully repaid no later than 3 years after the corporate bonds are issued. An IFISA Bond Holder may request redemption of his/her corporate bond (Including all accrued, but unpaid interest) before the longstop repayment date, but unless it is in an allowable redemption period then such redemptions will be at the director’s discretion. It is the director’s intention that requests for early redemptions from IFISA Bondholders will only be met in extreme circumstances. Early redemptions will attract an early redemption penalty of 8%.
Do I own shares in the company?
No – you own IFISA Corporate Bonds, ultimately secured against certain assets.